Answer for On iPad 4, OS9.02, how do I stop a phishing site pretending to give you and iPad for a survey, then they go on to offer you insurance, trips, etc, that you must sign up for…along the way, you must give out tons of personal info…

Well, I would suggest not going to those sites in the first place. You should normally simply be able to close out of the web page and be done. But if for some reason these pages are actual scam pages and somehow not allowing you to close them, then I would read the article I recently wrote for more info.
 
Scam Web Pages on iPhones: How to Get Rid of Them